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 insurance [in'ʃuərəns]   添加此单词到默认生词本
n. 保险, 保险业, 保险费

[医] 保险

[经] 保险, 保险费, 保险金额


  1. He pays out 100 dollars in insurance premiums every year.
    他每年付保险费一百美元。
  2. Did you claim on the insurance after your car accident?
    出了车祸后,你向保险公司要求赔偿了吗?


insurance
[ noun ]
  1. promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have made prepayments to an insurance company

  2. <noun.possession>
  3. written contract or certificate of insurance

  4. <noun.communication>
    you should have read the small print on your policy
  5. protection against future loss

  6. <noun.state>


Insurance \In*sur"ance\, n. [From {Insure}.]
1. The act of insuring, or assuring, against loss or damage
by a contingent event; a contract whereby, for a
stipulated consideration, called premium, one party
undertakes to indemnify or guarantee another against loss
by certain specified risks. Cf. {Assurance}, n., 6.

Note: The person who undertakes to pay in case of loss is
termed the insurer; the danger against which he
undertakes, the risk; the person protected, the
insured; the sum which he pays for the protection, the
premium; and the contract itself, when reduced to form,
the policy. --Johnson's Cyc.

2. The premium paid for insuring property or life.

3. The sum for which life or property is insured.

4. A guaranty, security, or pledge; assurance. [Obs.]

The most acceptable insurance of the divine
protection. --Mickle.

5. Hence: Any means of assuring against loss; a precaution;
as, we always use our seat belts as insurance against
injury.
[PJC]

{Accident insurance}, insurance against pecuniary loss by
reason of accident to the person.

{Endowment insurance} or {Endowment assurance}, a combination
of life insurance and investment such that if the person
upon whose life a risk is taken dies before a certain
specified time the insurance becomes due at once, and if
he survives, it becomes due at the time specified. Also
called {whole life insurance}.

{Fire insurance}. See under {Fire}.

{Insurance broker}, a broker or agent who effects insurance.


{Insurance company}, a company or corporation whose business
it is to insure against loss, damage, or death.

{Insurance policy}, a certificate of insurance; the document
containing the contract made by an insurance company with
a person whose property or life is insured.

{Life insurance}. See under {Life}.

  1. These include public utilities and oil supply, finance, securities and insurance, land and housing.
  2. Metzenbaum's bill would repeal the insurance industry's antitrust exemption but allow states to continue individually to regulate insurance.
  3. Metzenbaum's bill would repeal the insurance industry's antitrust exemption but allow states to continue individually to regulate insurance.
  4. Banks opposed the bill because of a provision that would have barred them from selling insurance nationwide.
  5. Some 39 per cent of life insurance respondents said that sales volumes actually fell in the period, in spite of expectations that they would rise.
  6. Insurers raised a constitutional challenge against the provision, saying it could not be applied to insurance policies that were issued before last November without violating contractual rights.
  7. Chris Pountain, insurance analyst for Morgan Stanley International in London, was generally credited with triggering the selling Thursday.
  8. This year some agents are visiting families with a new life insurance video they can play on home recorders.
  9. We quickly consigned an insurance salesman from Florida to be our "advance man," since he seemed most fit and least likely to lose the boards in the drink as we experimented with different, jerry-rigged configurations.
  10. In its annual report, the waste disposal concern disclosed that its Environmental Impairment Liability insurance coverage was dropped by a group of U.S. insurance companies last April.
  11. In its annual report, the waste disposal concern disclosed that its Environmental Impairment Liability insurance coverage was dropped by a group of U.S. insurance companies last April.
  12. Fixed annuities traditionally have been regarded as insurance contracts because investors never risk their principal.
  13. Prosecutors said Terry wanted to start a new life and leave insurance proceeds to his family.
  14. About half the work involves culling information from American Airlines' tickets; the rest is from other companies such as insurance concern Equicorp, which uses the company to type in health claims information.
  15. The illusion is that commissions are pretty much fixed. Indeed, anti-rebating laws in 48 states prohibit agents from returning part or all of their commissions to insurance buyers.
  16. Moody's downgraded its financial strength rating of Capital Holding's life insurance units and lowered its credit ratings on the parent company's debt.
  17. Following protests and threats of pickets during the tournament, the club accepted a black insurance executive as an honorary member.
  18. The insurance and financial services holding company signed a letter of intent to sell a controlling interest to an investor group for $4 a share.
  19. This report, published in today's Journal of the American Medical Association, is one of the few large studies to look at the relationship between insurance and patient outcomes.
  20. Founded in 1961, the Texas company analyzes demographic data so that its clients, including insurance companies and charities, can better target their direct-mail audiences.
  21. Banks and depositors should bear more of the risk now assumed by the taxpayers, a Treasury official said in outlining proposed changes to the federal deposit insurance system.
  22. Nickerson said that within the next 15 days Hertz must deposit $13.7 million into a special fund to be disbursed to individuals and insurance companies that were overcharged.
  23. The plan would end uncertainty about health insurance by guaranteeing all Americans access to care that 'could never be taken away'.
  24. Chesley said he will ask that Chubb's records for the drought insurance be audited and that the court appoint a master to invest and pay out the money.
  25. Thus, "insurance products are going to be more popular than ever," says Eli Warach, a tax specialist and attorney with Prentice-Hall Professional Information Group, a tax-book publisher.
  26. If you cause an accident with a car, or hit a pedestrian, they could sue you for damages. Most cycle insurance policies cover legal liability, but personal accident cover (for any injuries you suffer) is usually extra. Security is a consideration.
  27. An Associated Press study of the 1988 disaster program found farmers who said they were "made whole" by both programs, earning as much or more in insurance claims and disaster payments as they would have with normal harvests.
  28. An insurance company paid more than half of the $825,000 cost.
  29. 'People were not taking out any insurance,' the company said. 'It was leaving us liable for the extra cost incurred.'
  30. Des Moines already is an insurance capital.
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